It could be beneficial not only for individuals or families, but also for the economic system of countries. However, it is easy to identify that most of us lack financial literacy. This concerns not only governments, but also several researchers, for example Lusardi, A. (2008); Marcolin, S.; Abraham, A. (2006). Former US Federal Reserve Chairman Alan Greenspan once said, “The number one problem in today's generation and in today's economy is the lack of financial literacy.” After a logical and systematic analysis of scientific research, the authors can agree with the conclusion that financial literacy is too low in most families in the country.